Delaware County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $332,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,546 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $332,200 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 2.51× |
| Median household income | $89,546 |
| Median home value ÷ income | 3.7× |
| Population | 579,222 |
| Median property tax paid (owners) | $6,124 |
| Effective property tax rate (approx.) | 1.84% |
| Owner-occupied homes | 69.6% |
| Home value rank in Pennsylvania | 4 of 67 counties |
| Neighbor: New Castle County, DE | limit $832,750; median home $352,200 |
| Neighbor: Gloucester County, NJ | limit $832,750; median home $310,400 |
| Neighbor: Chester County, PA | limit $832,750; median home $485,600 |
| Neighbor: Montgomery County, PA | limit $832,750; median home $436,700 |
| Neighbor: Philadelphia County, PA | limit $832,750; median home $243,100 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Delaware County's median home value is 31% above the state median of $254,500 (rank 4 of 67). Among its 5 neighboring counties, Chester County has the highest median home value ($485,600) and Philadelphia County the lowest ($243,100); all share the same loan limit. Owners pay a median $6,124 a year in property tax, an effective rate of about 1.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.
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