Fayette County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,236 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $143,200 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 5.82× |
| Median household income | $58,236 |
| Median home value ÷ income | 2.5× |
| Population | 125,997 |
| Median property tax paid (owners) | $1,607 |
| Effective property tax rate (approx.) | 1.12% |
| Owner-occupied homes | 72.4% |
| Home value rank in Pennsylvania | 58 of 67 counties |
| Neighbor: Garrett County, MD | limit $832,750; median home $235,300 |
| Neighbor: Greene County, PA | limit $832,750; median home $153,900 |
| Neighbor: Somerset County, PA | limit $832,750; median home $150,600 |
| Neighbor: Washington County, PA | limit $832,750; median home $228,500 |
| Neighbor: Westmoreland County, PA | limit $832,750; median home $203,500 |
| Neighbor: Monongalia County, WV | limit $832,750; median home $267,700 |
| Neighbor: Preston County, WV | limit $832,750; median home $162,800 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Fayette County's median home value is 44% below the state median of $254,500 (rank 58 of 67). Among its 7 neighboring counties, Monongalia County has the highest median home value ($267,700) and Somerset County the lowest ($150,600); all share the same loan limit. Owners pay a median $1,607 a year in property tax, an effective rate of about 1.12% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Fayette County, IN
- 2026 conforming loan limit: Fayette County, KY
- 2026 conforming loan limit: Fayette County, OH
- 2026 conforming loan limit: Fayette County, TN
- 2026 conforming loan limit: Fayette County, TX
- 2026 conforming loan limit: Fayette County, WV
- 2026 conforming loan limit: Fentress County, TN
- 2026 conforming loan limit: Fergus County, MT
Last updated 2026-10-16. Data only, not financial or tax advice.