Fayette County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $293,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,854 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $293,900 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.83× |
| Median household income | $75,854 |
| Median home value ÷ income | 3.9× |
| Population | 25,042 |
| Median property tax paid (owners) | $2,611 |
| Effective property tax rate (approx.) | 0.89% |
| Owner-occupied homes | 79.4% |
| Home value rank in Texas | 33 of 250 counties |
| Neighbor: Austin County, TX | limit $832,750; median home $296,900 |
| Neighbor: Bastrop County, TX | limit $832,750; median home $314,800 |
| Neighbor: Caldwell County, TX | limit $832,750; median home $240,500 |
| Neighbor: Colorado County, TX | limit $832,750; median home $209,800 |
| Neighbor: Gonzales County, TX | limit $832,750; median home $159,100 |
| Neighbor: Lavaca County, TX | limit $832,750; median home $228,300 |
| Neighbor: Lee County, TX | limit $832,750; median home $267,800 |
| Neighbor: Washington County, TX | limit $832,750; median home $288,100 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fayette County's median home value is 4% above the state median of $283,800 (rank 33 of 250). Among its 8 neighboring counties, Bastrop County has the highest median home value ($314,800) and Gonzales County the lowest ($159,100); all share the same loan limit. Owners pay a median $2,611 a year in property tax, an effective rate of about 0.89% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Fayette County, OH
- 2026 conforming loan limit: Fayette County, PA
- 2026 conforming loan limit: Fayette County, TN
- 2026 conforming loan limit: Fayette County, WV
- 2026 conforming loan limit: Fentress County, TN
- 2026 conforming loan limit: Fergus County, MT
- 2026 conforming loan limit: Ferry County, WA
- 2026 conforming loan limit: Fillmore County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.