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2026 conforming loan limit: Fillmore County, MN

Quick answer

Fillmore County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $221,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,512 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$221,100
Minnesota median home value$329,300
Limit ÷ median home value3.77×
Median household income$77,512
Median home value ÷ income2.9×
Population21,414
Median property tax paid (owners)$2,076
Effective property tax rate (approx.)0.94%
Owner-occupied homes82.6%
Home value rank in Minnesota50 of 87 counties
Neighbor: Howard County, IAlimit $832,750; median home $147,800
Neighbor: Winneshiek County, IAlimit $832,750; median home $259,200
Neighbor: Houston County, MNlimit $832,750; median home $239,000
Neighbor: Mower County, MNlimit $832,750; median home $185,200
Neighbor: Olmsted County, MNlimit $832,750; median home $331,700
Neighbor: Winona County, MNlimit $832,750; median home $235,400

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fillmore County's median home value is 33% below the state median of $329,300 (rank 50 of 87). Among its 6 neighboring counties, Olmsted County has the highest median home value ($331,700) and Howard County the lowest ($147,800); all share the same loan limit. Owners pay a median $2,076 a year in property tax, an effective rate of about 0.94% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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