Benton County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 1.6 times the county's median home value of $513,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,702 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $513,000 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 1.62× |
| Median household income | $77,702 |
| Median home value ÷ income | 6.6× |
| Population | 96,303 |
| Median property tax paid (owners) | $4,884 |
| Effective property tax rate (approx.) | 0.95% |
| Owner-occupied homes | 56.9% |
| Home value rank in Oregon | 6 of 36 counties |
| Neighbor: Lane County, OR | limit $832,750; median home $430,600 |
| Neighbor: Lincoln County, OR | limit $832,750; median home $410,800 |
| Neighbor: Linn County, OR | limit $832,750; median home $376,400 |
| Neighbor: Polk County, OR | limit $832,750; median home $454,700 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Benton County's median home value is 7% above the state median of $477,600 (rank 6 of 36). Among its 4 neighboring counties, Polk County has the highest median home value ($454,700) and Linn County the lowest ($376,400); all share the same loan limit. Owners pay a median $4,884 a year in property tax, an effective rate of about 0.95% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benton County, MN
- 2026 conforming loan limit: Benton County, MO
- 2026 conforming loan limit: Benton County, MS
- 2026 conforming loan limit: Benton County, TN
- 2026 conforming loan limit: Benton County, WA
- 2026 conforming loan limit: Benzie County, MI
- 2026 conforming loan limit: Bergen County, NJ
- 2026 conforming loan limit: Berkeley County, SC
Last updated 2026-10-16. Data only, not financial or tax advice.