Benton County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $271,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,410 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $271,000 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 3.07× |
| Median household income | $74,410 |
| Median home value ÷ income | 3.6× |
| Population | 41,593 |
| Median property tax paid (owners) | $2,651 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 66.7% |
| Home value rank in Minnesota | 25 of 87 counties |
| Neighbor: Mille Lacs County, MN | limit $832,750; median home $258,300 |
| Neighbor: Morrison County, MN | limit $832,750; median home $248,500 |
| Neighbor: Sherburne County, MN | limit $832,750; median home $361,400 |
| Neighbor: Stearns County, MN | limit $832,750; median home $273,400 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Benton County's median home value is 18% below the state median of $329,300 (rank 25 of 87). Among its 4 neighboring counties, Sherburne County has the highest median home value ($361,400) and Morrison County the lowest ($248,500); all share the same loan limit. Owners pay a median $2,651 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benton County, AR
- 2026 conforming loan limit: Benton County, IA
- 2026 conforming loan limit: Benton County, IN
- 2026 conforming loan limit: Benton County, MO
- 2026 conforming loan limit: Benton County, MS
- 2026 conforming loan limit: Benton County, OR
- 2026 conforming loan limit: Benton County, TN
- 2026 conforming loan limit: Benton County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.