Benton County, Washington has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $407,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,874 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $407,800 |
| Washington median home value | $564,600 |
| Limit ÷ median home value | 2.04× |
| Median household income | $89,874 |
| Median home value ÷ income | 4.5× |
| Population | 212,905 |
| Median property tax paid (owners) | $3,163 |
| Effective property tax rate (approx.) | 0.78% |
| Owner-occupied homes | 67.6% |
| Home value rank in Washington | 21 of 39 counties |
| Neighbor: Morrow County, OR | limit $832,750; median home $240,400 |
| Neighbor: Umatilla County, OR | limit $832,750; median home $282,600 |
| Neighbor: Franklin County, WA | limit $832,750; median home $379,300 |
| Neighbor: Grant County, WA | limit $832,750; median home $299,500 |
| Neighbor: Klickitat County, WA | limit $832,750; median home $425,300 |
| Neighbor: Walla Walla County, WA | limit $832,750; median home $408,900 |
| Neighbor: Yakima County, WA | limit $832,750; median home $310,100 |
Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. Benton County's median home value is 28% below the state median of $564,600 (rank 21 of 39). Among its 7 neighboring counties, Klickitat County has the highest median home value ($425,300) and Morrow County the lowest ($240,400); all share the same loan limit. Owners pay a median $3,163 a year in property tax, an effective rate of about 0.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benton County, MS
- 2026 conforming loan limit: Benton County, OR
- 2026 conforming loan limit: Benton County, TN
- 2026 conforming loan limit: Benzie County, MI
- 2026 conforming loan limit: Bergen County, NJ
- 2026 conforming loan limit: Berkeley County, SC
- 2026 conforming loan limit: Berkeley County, WV
- 2026 conforming loan limit: Berks County, PA
Last updated 2026-10-16. Data only, not financial or tax advice.