Benton County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $153,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,746 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $153,600 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 5.42× |
| Median household income | $51,746 |
| Median home value ÷ income | 3.0× |
| Population | 16,006 |
| Median property tax paid (owners) | $738 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 75.1% |
| Home value rank in Tennessee | 82 of 95 counties |
| Neighbor: Carroll County, TN | limit $832,750; median home $142,400 |
| Neighbor: Decatur County, TN | limit $832,750; median home $139,600 |
| Neighbor: Henry County, TN | limit $832,750; median home $160,200 |
| Neighbor: Houston County, TN | limit $832,750; median home $172,700 |
| Neighbor: Humphreys County, TN | limit $832,750; median home $193,400 |
| Neighbor: Perry County, TN | limit $832,750; median home $126,900 |
| Neighbor: Stewart County, TN | limit $832,750; median home $204,700 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Benton County's median home value is 46% below the state median of $286,700 (rank 82 of 95). Among its 7 neighboring counties, Stewart County has the highest median home value ($204,700) and Perry County the lowest ($126,900); all share the same loan limit. Owners pay a median $738 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benton County, MO
- 2026 conforming loan limit: Benton County, MS
- 2026 conforming loan limit: Benton County, OR
- 2026 conforming loan limit: Benton County, WA
- 2026 conforming loan limit: Benzie County, MI
- 2026 conforming loan limit: Bergen County, NJ
- 2026 conforming loan limit: Berkeley County, SC
- 2026 conforming loan limit: Berkeley County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.