Benton County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 7.9 times the county's median home value of $105,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $46,016 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $105,100 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 7.92× |
| Median household income | $46,016 |
| Median home value ÷ income | 2.3× |
| Population | 7,589 |
| Median property tax paid (owners) | $720 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 86.0% |
| Home value rank in Mississippi | 58 of 82 counties |
| Neighbor: Marshall County, MS | limit $832,750; median home $167,900 |
| Neighbor: Tippah County, MS | limit $832,750; median home $124,100 |
| Neighbor: Union County, MS | limit $832,750; median home $163,400 |
| Neighbor: Fayette County, TN | limit $832,750; median home $340,800 |
| Neighbor: Hardeman County, TN | limit $832,750; median home $121,700 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Benton County's median home value is 38% below the state median of $169,800 (rank 58 of 82). Among its 5 neighboring counties, Fayette County has the highest median home value ($340,800) and Hardeman County the lowest ($121,700); all share the same loan limit. Owners pay a median $720 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benton County, IN
- 2026 conforming loan limit: Benton County, MN
- 2026 conforming loan limit: Benton County, MO
- 2026 conforming loan limit: Benton County, OR
- 2026 conforming loan limit: Benton County, TN
- 2026 conforming loan limit: Benton County, WA
- 2026 conforming loan limit: Benzie County, MI
- 2026 conforming loan limit: Bergen County, NJ
Last updated 2026-10-16. Data only, not financial or tax advice.