Benton County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $177,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,567 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $177,900 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.68× |
| Median household income | $52,567 |
| Median home value ÷ income | 3.4× |
| Population | 20,151 |
| Median property tax paid (owners) | $937 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 83.8% |
| Home value rank in Missouri | 44 of 115 counties |
| Neighbor: Camden County, MO | limit $832,750; median home $305,400 |
| Neighbor: Henry County, MO | limit $832,750; median home $160,600 |
| Neighbor: Hickory County, MO | limit $832,750; median home $176,100 |
| Neighbor: Morgan County, MO | limit $832,750; median home $194,400 |
| Neighbor: Pettis County, MO | limit $832,750; median home $166,300 |
| Neighbor: St. Clair County, MO | limit $832,750; median home $157,100 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Benton County's median home value is 23% below the state median of $230,300 (rank 44 of 115). Among its 6 neighboring counties, Camden County has the highest median home value ($305,400) and St. Clair County the lowest ($157,100); all share the same loan limit. Owners pay a median $937 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benton County, IA
- 2026 conforming loan limit: Benton County, IN
- 2026 conforming loan limit: Benton County, MN
- 2026 conforming loan limit: Benton County, MS
- 2026 conforming loan limit: Benton County, OR
- 2026 conforming loan limit: Benton County, TN
- 2026 conforming loan limit: Benton County, WA
- 2026 conforming loan limit: Benzie County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.