Berkeley County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $310,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,358 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $310,300 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 2.68× |
| Median household income | $84,358 |
| Median home value ÷ income | 3.7× |
| Population | 246,802 |
| Median property tax paid (owners) | $1,400 |
| Effective property tax rate (approx.) | 0.45% |
| Owner-occupied homes | 74.5% |
| Home value rank in South Carolina | 7 of 46 counties |
| Neighbor: Charleston County, SC | limit $832,750; median home $489,100 |
| Neighbor: Clarendon County, SC | limit $832,750; median home $158,000 |
| Neighbor: Dorchester County, SC | limit $832,750; median home $329,300 |
| Neighbor: Georgetown County, SC | limit $832,750; median home $289,500 |
| Neighbor: Orangeburg County, SC | limit $832,750; median home $115,800 |
| Neighbor: Williamsburg County, SC | limit $832,750; median home $104,500 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Berkeley County's median home value is 20% above the state median of $259,000 (rank 7 of 46). Among its 6 neighboring counties, Charleston County has the highest median home value ($489,100) and Williamsburg County the lowest ($104,500); all share the same loan limit. Owners pay a median $1,400 a year in property tax, an effective rate of about 0.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benton County, WA
- 2026 conforming loan limit: Benzie County, MI
- 2026 conforming loan limit: Bergen County, NJ
- 2026 conforming loan limit: Berkeley County, WV
- 2026 conforming loan limit: Berks County, PA
- 2026 conforming loan limit: Berkshire County, MA
- 2026 conforming loan limit: Bernalillo County, NM
- 2026 conforming loan limit: Berrien County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.