Berrien County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $131,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,876 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $131,600 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 6.33× |
| Median household income | $52,876 |
| Median home value ÷ income | 2.5× |
| Population | 18,352 |
| Median property tax paid (owners) | $1,130 |
| Effective property tax rate (approx.) | 0.86% |
| Owner-occupied homes | 71.0% |
| Home value rank in Georgia | 107 of 159 counties |
| Neighbor: Atkinson County, GA | limit $832,750; median home $79,000 |
| Neighbor: Coffee County, GA | limit $832,750; median home $128,900 |
| Neighbor: Cook County, GA | limit $832,750; median home $157,500 |
| Neighbor: Irwin County, GA | limit $832,750; median home $105,600 |
| Neighbor: Lanier County, GA | limit $832,750; median home $162,300 |
| Neighbor: Lowndes County, GA | limit $832,750; median home $215,600 |
| Neighbor: Tift County, GA | limit $832,750; median home $165,200 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Berrien County's median home value is 57% below the state median of $303,300 (rank 107 of 159). Among its 7 neighboring counties, Lowndes County has the highest median home value ($215,600) and Atkinson County the lowest ($79,000); all share the same loan limit. Owners pay a median $1,130 a year in property tax, an effective rate of about 0.86% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Berks County, PA
- 2026 conforming loan limit: Berkshire County, MA
- 2026 conforming loan limit: Bernalillo County, NM
- 2026 conforming loan limit: Berrien County, MI
- 2026 conforming loan limit: Bertie County, NC
- 2026 conforming loan limit: Bethel Census Area, AK
- 2026 conforming loan limit: Bexar County, TX
- 2026 conforming loan limit: Bibb County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.