Berrien County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $224,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,425 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $224,300 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 3.71× |
| Median household income | $65,425 |
| Median home value ÷ income | 3.4× |
| Population | 153,288 |
| Median property tax paid (owners) | $2,429 |
| Effective property tax rate (approx.) | 1.08% |
| Owner-occupied homes | 72.8% |
| Home value rank in Michigan | 20 of 83 counties |
| Neighbor: Cook County, IL | limit $832,750; median home $324,500 |
| Neighbor: Lake County, IL | limit $832,750; median home $345,700 |
| Neighbor: Laporte County, IN | limit $832,750; median home $195,500 |
| Neighbor: Porter County, IN | limit $832,750; median home $281,500 |
| Neighbor: St. Joseph County, IN | limit $832,750; median home $192,800 |
| Neighbor: Cass County, MI | limit $832,750; median home $218,000 |
| Neighbor: Van Buren County, MI | limit $832,750; median home $206,500 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Berrien County's median home value is 3% below the state median of $231,600 (rank 20 of 83). Among its 7 neighboring counties, Lake County has the highest median home value ($345,700) and St. Joseph County the lowest ($192,800); all share the same loan limit. Owners pay a median $2,429 a year in property tax, an effective rate of about 1.08% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Berkshire County, MA
- 2026 conforming loan limit: Bernalillo County, NM
- 2026 conforming loan limit: Berrien County, GA
- 2026 conforming loan limit: Bertie County, NC
- 2026 conforming loan limit: Bethel Census Area, AK
- 2026 conforming loan limit: Bexar County, TX
- 2026 conforming loan limit: Bibb County, AL
- 2026 conforming loan limit: Bibb County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.