Bibb County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $145,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,541 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $145,700 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 5.72× |
| Median household income | $52,541 |
| Median home value ÷ income | 2.8× |
| Population | 22,130 |
| Median property tax paid (owners) | $298 |
| Effective property tax rate (approx.) | 0.20% |
| Owner-occupied homes | 79.2% |
| Home value rank in Alabama | 38 of 67 counties |
| Neighbor: Chilton County, AL | limit $832,750; median home $161,300 |
| Neighbor: Hale County, AL | limit $832,750; median home $127,600 |
| Neighbor: Jefferson County, AL | limit $832,750; median home $240,000 |
| Neighbor: Perry County, AL | limit $832,750; median home $86,400 |
| Neighbor: Shelby County, AL | limit $832,750; median home $326,100 |
| Neighbor: Tuscaloosa County, AL | limit $832,750; median home $248,700 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Bibb County's median home value is 31% below the state median of $209,900 (rank 38 of 67). Among its 6 neighboring counties, Shelby County has the highest median home value ($326,100) and Perry County the lowest ($86,400); all share the same loan limit. Owners pay a median $298 a year in property tax, an effective rate of about 0.20% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.