Benton County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $323,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $93,506 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $323,500 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 2.57× |
| Median household income | $93,506 |
| Median home value ÷ income | 3.5× |
| Population | 303,632 |
| Median property tax paid (owners) | $1,823 |
| Effective property tax rate (approx.) | 0.56% |
| Owner-occupied homes | 67.0% |
| Home value rank in Arkansas | 1 of 75 counties |
| Neighbor: Carroll County, AR | limit $832,750; median home $210,400 |
| Neighbor: Madison County, AR | limit $832,750; median home $178,100 |
| Neighbor: Washington County, AR | limit $832,750; median home $298,400 |
| Neighbor: Barry County, MO | limit $832,750; median home $187,800 |
| Neighbor: Mcdonald County, MO | limit $832,750; median home $154,700 |
| Neighbor: Adair County, OK | limit $832,750; median home $117,800 |
| Neighbor: Delaware County, OK | limit $832,750; median home $175,300 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Benton County's median home value is 72% above the state median of $188,000 (rank 1 of 75). Among its 7 neighboring counties, Washington County has the highest median home value ($298,400) and Adair County the lowest ($117,800); all share the same loan limit. Owners pay a median $1,823 a year in property tax, an effective rate of about 0.56% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Bennington County, VT
- 2026 conforming loan limit: Benson County, ND
- 2026 conforming loan limit: Bent County, CO
- 2026 conforming loan limit: Benton County, IA
- 2026 conforming loan limit: Benton County, IN
- 2026 conforming loan limit: Benton County, MN
- 2026 conforming loan limit: Benton County, MO
- 2026 conforming loan limit: Benton County, MS
Last updated 2026-10-16. Data only, not financial or tax advice.