Benson County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 9.3 times the county's median home value of $90,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,033 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $90,000 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 9.25× |
| Median household income | $64,033 |
| Median home value ÷ income | 1.4× |
| Population | 5,808 |
| Median property tax paid (owners) | $817 |
| Effective property tax rate (approx.) | 0.91% |
| Owner-occupied homes | 73.1% |
| Home value rank in North Dakota | 51 of 53 counties |
| Neighbor: Eddy County, ND | limit $832,750; median home $124,000 |
| Neighbor: Nelson County, ND | limit $832,750; median home $139,700 |
| Neighbor: Pierce County, ND | limit $832,750; median home $147,300 |
| Neighbor: Ramsey County, ND | limit $832,750; median home $199,300 |
| Neighbor: Towner County, ND | limit $832,750; median home $134,800 |
| Neighbor: Wells County, ND | limit $832,750; median home $114,500 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Benson County's median home value is 64% below the state median of $249,900 (rank 51 of 53). Among its 6 neighboring counties, Ramsey County has the highest median home value ($199,300) and Wells County the lowest ($114,500); all share the same loan limit. Owners pay a median $817 a year in property tax, an effective rate of about 0.91% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Benewah County, ID
- 2026 conforming loan limit: Bennett County, SD
- 2026 conforming loan limit: Bennington County, VT
- 2026 conforming loan limit: Bent County, CO
- 2026 conforming loan limit: Benton County, AR
- 2026 conforming loan limit: Benton County, IA
- 2026 conforming loan limit: Benton County, IN
- 2026 conforming loan limit: Benton County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.