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USDA income limits in Texas (2026)

Every county, guaranteed loan program

Updated Oct 17, 2026, 1:57 AM ET
Most common limit (1–4 people)
$122,800

FY2026 USDA guaranteed loan income limits in Texas range from $122,800 to $153,550 for a 1–4 person household, depending on the county.

USDA RD FY2026

$153,550highest county limit

All Texas counties

County1–4 people5–8 people
Anderson County$122,800$162,100
Andrews County$122,800$162,100
Angelina County$122,800$162,100
Aransas County$122,800$162,100
Archer County$122,800$162,100
Armstrong County$122,800$162,100
Atascosa County$122,800$162,100
Austin County$122,800$162,100
Bailey County$122,800$162,100
Bandera County$122,800$162,100
Bastrop County$153,550$202,700
Baylor County$122,800$162,100
Bee County$122,800$162,100
Bell County$122,800$162,100
Bexar County$122,800$162,100
Blanco County$122,800$162,100
Borden County$124,200$163,950
Bosque County$122,800$162,100
Bowie County$122,800$162,100
Brazoria County$144,900$191,300
Brazos County$122,800$162,100
Brewster County$122,800$162,100
Briscoe County$122,800$162,100
Brooks County$122,800$162,100
Brown County$122,800$162,100
Burleson County$122,800$162,100
Burnet County$122,800$162,100
Caldwell County$153,550$202,700
Calhoun County$122,800$162,100
Callahan County$122,800$162,100
Cameron County$122,800$162,100
Camp County$122,800$162,100
Carson County$122,800$162,100
Cass County$122,800$162,100
Castro County$122,800$162,100
Chambers County$122,800$162,100
Cherokee County$122,800$162,100
Childress County$122,800$162,100
Clay County$122,800$162,100
Cochran County$122,800$162,100
Coke County$122,800$162,100
Coleman County$122,800$162,100
Collin County$139,300$183,900
Collingsworth County$122,800$162,100
Colorado County$122,800$162,100
Comal County$122,800$162,100
Comanche County$122,800$162,100
Concho County$122,800$162,100
Cooke County$122,800$162,100
Coryell County$122,800$162,100
Cottle County$122,800$162,100
Crane County$122,800$162,100
Crockett County$122,800$162,100
Crosby County$122,800$162,100
Culberson County$122,800$162,100
Dallam County$122,800$162,100
Dallas County$139,300$183,900
Dawson County$122,800$162,100
DeWitt County$122,800$162,100
Deaf Smith County$122,800$162,100
Delta County$122,800$162,100
Denton County$139,300$183,900
Dickens County$122,800$162,100
Dimmit County$122,800$162,100
Donley County$122,800$162,100
Duval County$122,800$162,100
Eastland County$122,800$162,100
Ector County$122,800$162,100
Edwards County$122,800$162,100
El Paso County$122,800$162,100
Ellis County$139,300$183,900
Erath County$122,800$162,100
Falls County$122,800$162,100
Fannin County$122,800$162,100
Fayette County$122,800$162,100
Fisher County$122,800$162,100
Floyd County$122,800$162,100
Foard County$122,800$162,100
Fort Bend County$122,800$162,100
Franklin County$122,800$162,100
Freestone County$122,800$162,100
Frio County$122,800$162,100
Gaines County$122,800$162,100
Galveston County$122,800$162,100
Garza County$122,800$162,100
Gillespie County$125,700$165,950
Glasscock County$139,850$184,650
Goliad County$122,800$162,100
Gonzales County$122,800$162,100
Gray County$122,800$162,100
Grayson County$122,800$162,100
Gregg County$122,800$162,100
Grimes County$122,800$162,100
Guadalupe County$122,800$162,100
Hale County$122,800$162,100
Hall County$122,800$162,100
Hamilton County$122,800$162,100
Hansford County$122,800$162,100
Hardeman County$122,800$162,100
Hardin County$122,800$162,100
Harris County$122,800$162,100
Harrison County$122,800$162,100
Hartley County$122,800$162,100
Haskell County$122,800$162,100
Hays County$153,550$202,700
Hemphill County$131,550$173,650
Henderson County$122,800$162,100
Hidalgo County$122,800$162,100
Hill County$122,800$162,100
Hockley County$122,800$162,100
Hood County$122,800$162,100
Hopkins County$122,800$162,100
Houston County$122,800$162,100
Howard County$122,800$162,100
Hudspeth County$122,800$162,100
Hunt County$139,300$183,900
Hutchinson County$122,800$162,100
Irion County$122,800$162,100
Jack County$122,800$162,100
Jackson County$122,800$162,100
Jasper County$122,800$162,100
Jeff Davis County$122,800$162,100
Jefferson County$122,800$162,100
Jim Hogg County$122,800$162,100
Jim Wells County$122,800$162,100
Johnson County$126,850$167,450
Jones County$122,800$162,100
Karnes County$122,800$162,100
Kaufman County$139,300$183,900
Kendall County$153,550$202,700
Kenedy County$122,800$162,100
Kent County$122,800$162,100
Kerr County$122,800$162,100
Kimble County$122,800$162,100
King County$122,800$162,100
Kinney County$122,800$162,100
Kleberg County$122,800$162,100
Knox County$122,800$162,100
La Salle County$122,800$162,100
Lamar County$122,800$162,100
Lamb County$122,800$162,100
Lampasas County$122,800$162,100
Lavaca County$122,800$162,100
Lee County$122,800$162,100
Leon County$122,800$162,100
Liberty County$122,800$162,100
Limestone County$122,800$162,100
Lipscomb County$122,800$162,100
Live Oak County$122,800$162,100
Llano County$122,800$162,100
Loving County$122,800$162,100
Lubbock County$122,800$162,100
Lynn County$122,800$162,100
Madison County$122,800$162,100
Marion County$122,800$162,100
Martin County$122,800$162,100
Mason County$122,800$162,100
Matagorda County$122,800$162,100
Maverick County$122,800$162,100
McCulloch County$122,800$162,100
McLennan County$122,800$162,100
McMullen County$122,800$162,100
Medina County$122,800$162,100
Menard County$122,800$162,100
Midland County$126,950$167,600
Milam County$122,800$162,100
Mills County$122,800$162,100
Mitchell County$122,800$162,100
Montague County$122,800$162,100
Montgomery County$122,800$162,100
Moore County$122,800$162,100
Morris County$122,800$162,100
Motley County$122,800$162,100
Nacogdoches County$122,800$162,100
Navarro County$122,800$162,100
Newton County$122,800$162,100
Nolan County$122,800$162,100
Nueces County$122,800$162,100
Ochiltree County$122,800$162,100
Oldham County$122,800$162,100
Orange County$122,800$162,100
Palo Pinto County$122,800$162,100
Panola County$122,800$162,100
Parker County$126,850$167,450
Parmer County$122,800$162,100
Pecos County$122,800$162,100
Polk County$122,800$162,100
Potter County$122,800$162,100
Presidio County$122,800$162,100
Rains County$122,800$162,100
Randall County$122,800$162,100
Reagan County$122,800$162,100
Real County$122,800$162,100
Red River County$122,800$162,100
Reeves County$122,800$162,100
Refugio County$122,800$162,100
Roberts County$122,800$162,100
Robertson County$122,800$162,100
Rockwall County$139,300$183,900
Runnels County$122,800$162,100
Rusk County$122,800$162,100
Sabine County$122,800$162,100
San Augustine County$122,800$162,100
San Jacinto County$122,800$162,100
San Patricio County$122,800$162,100
San Saba County$122,800$162,100
Schleicher County$122,800$162,100
Scurry County$122,800$162,100
Shackelford County$122,800$162,100
Shelby County$122,800$162,100
Sherman County$122,800$162,100
Smith County$122,800$162,100
Somervell County$122,800$162,100
Starr County$122,800$162,100
Stephens County$122,800$162,100
Sterling County$122,800$162,100
Stonewall County$122,800$162,100
Sutton County$122,800$162,100
Swisher County$122,800$162,100
Tarrant County$126,850$167,450
Taylor County$122,800$162,100
Terrell County$122,800$162,100
Terry County$122,800$162,100
Throckmorton County$122,800$162,100
Titus County$122,800$162,100
Tom Green County$122,800$162,100
Travis County$153,550$202,700
Trinity County$122,800$162,100
Tyler County$122,800$162,100
Upshur County$122,800$162,100
Upton County$122,800$162,100
Uvalde County$122,800$162,100
Val Verde County$122,800$162,100
Van Zandt County$122,800$162,100
Victoria County$122,800$162,100
Walker County$122,800$162,100
Waller County$122,800$162,100
Ward County$122,800$162,100
Washington County$122,800$162,100
Webb County$122,800$162,100
Wharton County$122,800$162,100
Wheeler County$122,800$162,100
Wichita County$122,800$162,100
Wilbarger County$122,800$162,100
Willacy County$122,800$162,100
Williamson County$153,550$202,700
Wilson County$122,800$162,100
Winkler County$122,800$162,100
Wise County$129,150$170,500
Wood County$122,800$162,100
Yoakum County$122,800$162,100
Young County$122,800$162,100
Zapata County$122,800$162,100
Zavala County$122,800$162,100

Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.

Frequently asked questions

What is the USDA income limit in Texas?

FY2026 USDA guaranteed loan income limits in Texas range from $122,800 to $153,550 for a 1–4 person household, depending on the county.