Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Arizona range from $122,800 to $129,250 for a 1–4 person household, depending on the county.
$129,250highest county limit
All Arizona counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Apache County | $122,800 | $162,100 |
| Cochise County | $122,800 | $162,100 |
| Coconino County | $128,800 | $170,050 |
| Gila County | $122,800 | $162,100 |
| Graham County | $122,800 | $162,100 |
| Greenlee County | $122,800 | $162,100 |
| La Paz County | $122,800 | $162,100 |
| Maricopa County | $129,250 | $170,650 |
| Mohave County | $122,800 | $162,100 |
| Navajo County | $122,800 | $162,100 |
| Pima County | $122,800 | $162,100 |
| Pinal County | $129,250 | $170,650 |
| Santa Cruz County | $122,800 | $162,100 |
| Yavapai County | $122,800 | $162,100 |
| Yuma County | $122,800 | $162,100 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Arizona?
FY2026 USDA guaranteed loan income limits in Arizona range from $122,800 to $129,250 for a 1–4 person household, depending on the county.