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2026 conforming loan limit: Yamhill County, OR

Quick answer

Yamhill County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 1.8 times the county's median home value of $471,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $90,063 (FHFA; Census ACS 2020โ€“2024).

โœ“ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020โ€“24)$471,700
Oregon median home value$477,600
Limit รท median home value1.77ร—
Median household income$90,063
Median home value รท income5.2ร—
Population108,734
Median property tax paid (owners)$3,425
Effective property tax rate (approx.)0.73%
Owner-occupied homes69.4%
Home value rank in Oregon7 of 36 counties
Neighbor: Clackamas County, ORlimit $832,750; median home $611,000
Neighbor: Marion County, ORlimit $832,750; median home $416,400
Neighbor: Polk County, ORlimit $832,750; median home $454,700
Neighbor: Tillamook County, ORlimit $832,750; median home $430,200
Neighbor: Washington County, ORlimit $832,750; median home $588,000

Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Yamhill County's median home value is 1% below the state median of $477,600 (rank 7 of 36). Among its 5 neighboring counties, Clackamas County has the highest median home value ($611,000) and Marion County the lowest ($416,400); all share the same loan limit. Owners pay a median $3,425 a year in property tax, an effective rate of about 0.73% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020โ€“2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Frequently asked questions

What is the conforming loan limit in Yamhill County, Oregon?

Yamhill County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 1.8 times the county's median home value of $471,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $90,063 (FHFA; Census ACS 2020โ€“2024).

What is the median home value in Yamhill County, Oregon?

The median owner-occupied home value in Yamhill County is $471,700 (ACS 2020โ€“2024), versus $477,600 statewide.

Do I need a jumbo loan in Yamhill County?

Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $471,700, so the cap is 1.77 times the typical home value.

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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.

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