Scott County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $419,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $119,314 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $419,400 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 1.99× |
| Median household income | $119,314 |
| Median home value ÷ income | 3.5× |
| Population | 154,557 |
| Median property tax paid (owners) | $4,230 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 83.8% |
| Home value rank in Minnesota | 3 of 87 counties |
| Neighbor: Carver County, MN | limit $832,750; median home $453,600 |
| Neighbor: Dakota County, MN | limit $832,750; median home $381,000 |
| Neighbor: Hennepin County, MN | limit $832,750; median home $392,900 |
| Neighbor: Le Sueur County, MN | limit $832,750; median home $316,500 |
| Neighbor: Rice County, MN | limit $832,750; median home $320,200 |
| Neighbor: Sibley County, MN | limit $832,750; median home $231,900 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Scott County's median home value is 27% above the state median of $329,300 (rank 3 of 87). Among its 6 neighboring counties, Carver County has the highest median home value ($453,600) and Sibley County the lowest ($231,900); all share the same loan limit. Owners pay a median $4,230 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Scott County, IN
- 2026 conforming loan limit: Scott County, KS
- 2026 conforming loan limit: Scott County, KY
- 2026 conforming loan limit: Scott County, MO
- 2026 conforming loan limit: Scott County, MS
- 2026 conforming loan limit: Scott County, TN
- 2026 conforming loan limit: Scott County, VA
- 2026 conforming loan limit: Scotts Bluff County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.