Scotts Bluff County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $168,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,614 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $168,500 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.94× |
| Median household income | $63,614 |
| Median home value ÷ income | 2.6× |
| Population | 35,843 |
| Median property tax paid (owners) | $2,495 |
| Effective property tax rate (approx.) | 1.48% |
| Owner-occupied homes | 69.3% |
| Home value rank in Nebraska | 39 of 93 counties |
| Neighbor: Banner County, NE | limit $832,750; median home $205,700 |
| Neighbor: Box Butte County, NE | limit $832,750; median home $166,600 |
| Neighbor: Morrill County, NE | limit $832,750; median home $116,100 |
| Neighbor: Sioux County, NE | limit $832,750; median home $99,300 |
| Neighbor: Goshen County, WY | limit $832,750; median home $239,600 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Scotts Bluff County's median home value is 29% below the state median of $238,600 (rank 39 of 93). Among its 5 neighboring counties, Goshen County has the highest median home value ($239,600) and Sioux County the lowest ($99,300); all share the same loan limit. Owners pay a median $2,495 a year in property tax, an effective rate of about 1.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Scott County, MS
- 2026 conforming loan limit: Scott County, TN
- 2026 conforming loan limit: Scott County, VA
- 2026 conforming loan limit: Screven County, GA
- 2026 conforming loan limit: Scurry County, TX
- 2026 conforming loan limit: Searcy County, AR
- 2026 conforming loan limit: Sebastian County, AR
- 2026 conforming loan limit: Sedgwick County, CO
Last updated 2026-10-16. Data only, not financial or tax advice.