Scott County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $124,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,711 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $124,900 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 6.67× |
| Median household income | $44,711 |
| Median home value ÷ income | 2.8× |
| Population | 22,113 |
| Median property tax paid (owners) | $632 |
| Effective property tax rate (approx.) | 0.51% |
| Owner-occupied homes | 71.6% |
| Home value rank in Tennessee | 93 of 95 counties |
| Neighbor: Mccreary County, KY | limit $832,750; median home $85,300 |
| Neighbor: Wayne County, KY | limit $832,750; median home $135,700 |
| Neighbor: Anderson County, TN | limit $832,750; median home $239,400 |
| Neighbor: Campbell County, TN | limit $832,750; median home $186,500 |
| Neighbor: Fentress County, TN | limit $832,750; median home $168,200 |
| Neighbor: Morgan County, TN | limit $832,750; median home $166,300 |
| Neighbor: Pickett County, TN | limit $832,750; median home $178,500 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Scott County's median home value is 56% below the state median of $286,700 (rank 93 of 95). Among its 7 neighboring counties, Anderson County has the highest median home value ($239,400) and Mccreary County the lowest ($85,300); all share the same loan limit. Owners pay a median $632 a year in property tax, an effective rate of about 0.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Scott County, MN
- 2026 conforming loan limit: Scott County, MO
- 2026 conforming loan limit: Scott County, MS
- 2026 conforming loan limit: Scott County, VA
- 2026 conforming loan limit: Scotts Bluff County, NE
- 2026 conforming loan limit: Screven County, GA
- 2026 conforming loan limit: Scurry County, TX
- 2026 conforming loan limit: Searcy County, AR
Last updated 2026-10-16. Data only, not financial or tax advice.