Scott County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,782 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $154,400 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.39× |
| Median household income | $62,782 |
| Median home value ÷ income | 2.5× |
| Population | 37,933 |
| Median property tax paid (owners) | $957 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 71.1% |
| Home value rank in Missouri | 79 of 115 counties |
| Neighbor: Alexander County, IL | limit $832,750; median home $59,800 |
| Neighbor: Cape Girardeau County, MO | limit $832,750; median home $220,700 |
| Neighbor: Mississippi County, MO | limit $832,750; median home $109,000 |
| Neighbor: New Madrid County, MO | limit $832,750; median home $111,800 |
| Neighbor: Stoddard County, MO | limit $832,750; median home $143,300 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Scott County's median home value is 33% below the state median of $230,300 (rank 79 of 115). Among its 5 neighboring counties, Cape Girardeau County has the highest median home value ($220,700) and Alexander County the lowest ($59,800); all share the same loan limit. Owners pay a median $957 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Scott County, KS
- 2026 conforming loan limit: Scott County, KY
- 2026 conforming loan limit: Scott County, MN
- 2026 conforming loan limit: Scott County, MS
- 2026 conforming loan limit: Scott County, TN
- 2026 conforming loan limit: Scott County, VA
- 2026 conforming loan limit: Scotts Bluff County, NE
- 2026 conforming loan limit: Screven County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.