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2026 conforming loan limit: Scott County, KS

Quick answer

Scott County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $160,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,839 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$160,000
Kansas median home value$217,200
Limit ÷ median home value5.20×
Median household income$68,839
Median home value ÷ income2.3×
Population5,027
Median property tax paid (owners)$2,640
Effective property tax rate (approx.)1.65%
Owner-occupied homes67.2%
Home value rank in Kansas30 of 105 counties
Neighbor: Finney County, KSlimit $832,750; median home $201,400
Neighbor: Gove County, KSlimit $832,750; median home $118,400
Neighbor: Kearny County, KSlimit $832,750; median home $200,900
Neighbor: Lane County, KSlimit $832,750; median home $127,100
Neighbor: Logan County, KSlimit $832,750; median home $117,900
Neighbor: Wichita County, KSlimit $832,750; median home $99,300

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Scott County's median home value is 26% below the state median of $217,200 (rank 30 of 105). Among its 6 neighboring counties, Finney County has the highest median home value ($201,400) and Wichita County the lowest ($99,300); all share the same loan limit. Owners pay a median $2,640 a year in property tax, an effective rate of about 1.65% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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