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2026 conforming loan limit: Scott County, IN

Quick answer

Scott County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $158,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,352 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$158,400
Indiana median home value$218,200
Limit ÷ median home value5.26×
Median household income$56,352
Median home value ÷ income2.8×
Population24,526
Median property tax paid (owners)$1,025
Effective property tax rate (approx.)0.65%
Owner-occupied homes70.9%
Home value rank in Indiana67 of 92 counties
Neighbor: Clark County, INlimit $832,750; median home $222,900
Neighbor: Jackson County, INlimit $832,750; median home $178,300
Neighbor: Jefferson County, INlimit $832,750; median home $194,600
Neighbor: Jennings County, INlimit $832,750; median home $161,500
Neighbor: Washington County, INlimit $832,750; median home $172,200

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Scott County's median home value is 27% below the state median of $218,200 (rank 67 of 92). Among its 5 neighboring counties, Clark County has the highest median home value ($222,900) and Jennings County the lowest ($161,500); all share the same loan limit. Owners pay a median $1,025 a year in property tax, an effective rate of about 0.65% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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