San Saba County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $168,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,819 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $168,700 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 4.94× |
| Median household income | $55,819 |
| Median home value ÷ income | 3.0× |
| Population | 5,696 |
| Median property tax paid (owners) | $1,513 |
| Effective property tax rate (approx.) | 0.90% |
| Owner-occupied homes | 71.7% |
| Home value rank in Texas | 127 of 250 counties |
| Neighbor: Brown County, TX | limit $832,750; median home $158,900 |
| Neighbor: Burnet County, TX | limit $832,750; median home $344,000 |
| Neighbor: Lampasas County, TX | limit $832,750; median home $250,400 |
| Neighbor: Llano County, TX | limit $832,750; median home $356,500 |
| Neighbor: Mcculloch County, TX | limit $832,750; median home $150,500 |
| Neighbor: Mason County, TX | limit $832,750; median home $293,600 |
| Neighbor: Mills County, TX | limit $832,750; median home $223,700 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. San Saba County's median home value is 41% below the state median of $283,800 (rank 127 of 250). Among its 7 neighboring counties, Llano County has the highest median home value ($356,500) and Mcculloch County the lowest ($150,500); all share the same loan limit. Owners pay a median $1,513 a year in property tax, an effective rate of about 0.90% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: San Augustine County, TX
- 2026 conforming loan limit: San Jacinto County, TX
- 2026 conforming loan limit: San Patricio County, TX
- 2026 conforming loan limit: Schleicher County, TX
- 2026 conforming loan limit: Scurry County, TX
- 2026 conforming loan limit: Shackelford County, TX
- 2026 conforming loan limit: Shelby County, TX
- 2026 conforming loan limit: Sherman County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.
Related answers
- Mortgage rates in Texas today: 7.40% 30-yr, 2026 loan limits
- Texas state income tax rates and brackets 2026
- Cost of living in Texas vs US average (2024)
- 2026 conforming loan limits in Texas by county
- $60,000 salary after taxes in Texas (2026 take-home pay)
- $85,000 salary after taxes in Texas (2026 take-home pay)
- $100,000 salary after taxes in Texas (2026 take-home pay)
- 2026 conforming loan limit: San Augustine County, TX
- 2026 conforming loan limit: San Jacinto County, TX
- 2026 conforming loan limit: San Patricio County, TX
- 2026 conforming loan limit: Schleicher County, TX
- 2026 conforming loan limit: Scurry County, TX
- 2026 conforming loan limit: Shackelford County, TX
- Mortgage rates today (Freddie Mac weekly average)