Raleigh County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,150 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $150,900 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 5.52× |
| Median household income | $52,150 |
| Median home value ÷ income | 2.9× |
| Population | 73,195 |
| Median property tax paid (owners) | $754 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 75.3% |
| Home value rank in West Virginia | 25 of 55 counties |
| Neighbor: Boone County, WV | limit $832,750; median home $93,100 |
| Neighbor: Fayette County, WV | limit $832,750; median home $105,800 |
| Neighbor: Kanawha County, WV | limit $832,750; median home $147,300 |
| Neighbor: Mercer County, WV | limit $832,750; median home $121,700 |
| Neighbor: Summers County, WV | limit $832,750; median home $140,100 |
| Neighbor: Wyoming County, WV | limit $832,750; median home $82,900 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Raleigh County's median home value is 7% below the state median of $162,600 (rank 25 of 55). Among its 6 neighboring counties, Kanawha County has the highest median home value ($147,300) and Wyoming County the lowest ($82,900); all share the same loan limit. Owners pay a median $754 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Racine County, WI
- 2026 conforming loan limit: Radford City, VA
- 2026 conforming loan limit: Rains County, TX
- 2026 conforming loan limit: Ralls County, MO
- 2026 conforming loan limit: Ramsey County, MN
- 2026 conforming loan limit: Ramsey County, ND
- 2026 conforming loan limit: Randall County, TX
- 2026 conforming loan limit: Randolph County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.