Ramsey County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 4.2 times the county's median home value of $199,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,006 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $199,300 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 4.18× |
| Median household income | $61,006 |
| Median home value ÷ income | 3.3× |
| Population | 11,556 |
| Median property tax paid (owners) | $1,976 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 54.5% |
| Home value rank in North Dakota | 16 of 53 counties |
| Neighbor: Benson County, ND | limit $832,750; median home $90,000 |
| Neighbor: Cavalier County, ND | limit $832,750; median home $125,800 |
| Neighbor: Nelson County, ND | limit $832,750; median home $139,700 |
| Neighbor: Towner County, ND | limit $832,750; median home $134,800 |
| Neighbor: Walsh County, ND | limit $832,750; median home $132,700 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ramsey County's median home value is 20% below the state median of $249,900 (rank 16 of 53). Among its 5 neighboring counties, Nelson County has the highest median home value ($139,700) and Benson County the lowest ($90,000); all share the same loan limit. Owners pay a median $1,976 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Raleigh County, WV
- 2026 conforming loan limit: Ralls County, MO
- 2026 conforming loan limit: Ramsey County, MN
- 2026 conforming loan limit: Randall County, TX
- 2026 conforming loan limit: Randolph County, AL
- 2026 conforming loan limit: Randolph County, AR
- 2026 conforming loan limit: Randolph County, GA
- 2026 conforming loan limit: Randolph County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.