Ralls County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $168,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,388 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $168,200 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.95× |
| Median household income | $65,388 |
| Median home value ÷ income | 2.6× |
| Population | 10,428 |
| Median property tax paid (owners) | $1,229 |
| Effective property tax rate (approx.) | 0.73% |
| Owner-occupied homes | 85.5% |
| Home value rank in Missouri | 57 of 115 counties |
| Neighbor: Pike County, IL | limit $832,750; median home $101,400 |
| Neighbor: Audrain County, MO | limit $832,750; median home $143,100 |
| Neighbor: Marion County, MO | limit $832,750; median home $162,000 |
| Neighbor: Monroe County, MO | limit $832,750; median home $149,300 |
| Neighbor: Pike County, MO | limit $832,750; median home $146,000 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ralls County's median home value is 27% below the state median of $230,300 (rank 57 of 115). Among its 5 neighboring counties, Marion County has the highest median home value ($162,000) and Pike County the lowest ($101,400); all share the same loan limit. Owners pay a median $1,229 a year in property tax, an effective rate of about 0.73% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.