Randolph County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $181,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,338 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $181,600 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 4.59× |
| Median household income | $52,338 |
| Median home value ÷ income | 3.5× |
| Population | 22,510 |
| Median property tax paid (owners) | $452 |
| Effective property tax rate (approx.) | 0.25% |
| Owner-occupied homes | 77.2% |
| Home value rank in Alabama | 18 of 67 counties |
| Neighbor: Chambers County, AL | limit $832,750; median home $135,800 |
| Neighbor: Clay County, AL | limit $832,750; median home $156,700 |
| Neighbor: Cleburne County, AL | limit $832,750; median home $165,600 |
| Neighbor: Tallapoosa County, AL | limit $832,750; median home $158,500 |
| Neighbor: Carroll County, GA | limit $832,750; median home $255,100 |
| Neighbor: Heard County, GA | limit $832,750; median home $186,800 |
| Neighbor: Troup County, GA | limit $832,750; median home $217,200 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Randolph County's median home value is 13% below the state median of $209,900 (rank 18 of 67). Among its 7 neighboring counties, Carroll County has the highest median home value ($255,100) and Chambers County the lowest ($135,800); all share the same loan limit. Owners pay a median $452 a year in property tax, an effective rate of about 0.25% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Ramsey County, MN
- 2026 conforming loan limit: Ramsey County, ND
- 2026 conforming loan limit: Randall County, TX
- 2026 conforming loan limit: Randolph County, AR
- 2026 conforming loan limit: Randolph County, GA
- 2026 conforming loan limit: Randolph County, IL
- 2026 conforming loan limit: Randolph County, IN
- 2026 conforming loan limit: Randolph County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.