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2026 conforming loan limit: Randolph County, IN

Quick answer

Randolph County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $113,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,791 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$113,400
Indiana median home value$218,200
Limit ÷ median home value7.34×
Median household income$60,791
Median home value ÷ income1.9×
Population24,387
Median property tax paid (owners)$900
Effective property tax rate (approx.)0.79%
Owner-occupied homes77.3%
Home value rank in Indiana90 of 92 counties
Neighbor: Delaware County, INlimit $832,750; median home $139,400
Neighbor: Henry County, INlimit $832,750; median home $154,400
Neighbor: Jay County, INlimit $832,750; median home $117,500
Neighbor: Wayne County, INlimit $832,750; median home $140,200
Neighbor: Darke County, OHlimit $832,750; median home $173,200

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Randolph County's median home value is 48% below the state median of $218,200 (rank 90 of 92). Among its 5 neighboring counties, Darke County has the highest median home value ($173,200) and Jay County the lowest ($117,500); all share the same loan limit. Owners pay a median $900 a year in property tax, an effective rate of about 0.79% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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