Randolph County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $144,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,757 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $144,800 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 5.75× |
| Median household income | $52,757 |
| Median home value ÷ income | 2.7× |
| Population | 27,576 |
| Median property tax paid (owners) | $559 |
| Effective property tax rate (approx.) | 0.39% |
| Owner-occupied homes | 75.0% |
| Home value rank in West Virginia | 30 of 55 counties |
| Neighbor: Barbour County, WV | limit $832,750; median home $131,900 |
| Neighbor: Grant County, WV | limit $832,750; median home $175,100 |
| Neighbor: Pendleton County, WV | limit $832,750; median home $183,800 |
| Neighbor: Pocahontas County, WV | limit $832,750; median home $152,400 |
| Neighbor: Tucker County, WV | limit $832,750; median home $154,800 |
| Neighbor: Upshur County, WV | limit $832,750; median home $170,800 |
| Neighbor: Webster County, WV | limit $832,750; median home $76,100 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Randolph County's median home value is 11% below the state median of $162,600 (rank 30 of 55). Among its 7 neighboring counties, Pendleton County has the highest median home value ($183,800) and Webster County the lowest ($76,100); all share the same loan limit. Owners pay a median $559 a year in property tax, an effective rate of about 0.39% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.