Ravalli County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 1.7 times the county's median home value of $476,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,283 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $476,600 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 1.75× |
| Median household income | $71,283 |
| Median home value ÷ income | 6.7× |
| Population | 46,727 |
| Median property tax paid (owners) | $2,380 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 79.4% |
| Home value rank in Montana | 3 of 56 counties |
| Neighbor: Idaho County, ID | limit $832,750; median home $310,200 |
| Neighbor: Lemhi County, ID | limit $832,750; median home $326,100 |
| Neighbor: Beaverhead County, MT | limit $832,750; median home $308,300 |
| Neighbor: Deer Lodge County, MT | limit $832,750; median home $231,700 |
| Neighbor: Granite County, MT | limit $832,750; median home $352,700 |
| Neighbor: Missoula County, MT | limit $832,750; median home $472,100 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ravalli County's median home value is 27% above the state median of $375,800 (rank 3 of 56). Among its 6 neighboring counties, Missoula County has the highest median home value ($472,100) and Deer Lodge County the lowest ($231,700); all share the same loan limit. Owners pay a median $2,380 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Rawlins County, KS
- 2026 conforming loan limit: Ray County, MO
- 2026 conforming loan limit: Reagan County, TX
- 2026 conforming loan limit: Real County, TX
- 2026 conforming loan limit: Red Lake County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.