Reagan County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $171,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,813 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,500 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 4.86× |
| Median household income | $57,813 |
| Median home value ÷ income | 3.0× |
| Population | 3,232 |
| Median property tax paid (owners) | $1,579 |
| Effective property tax rate (approx.) | 0.92% |
| Owner-occupied homes | 70.0% |
| Home value rank in Texas | 120 of 250 counties |
| Neighbor: Crockett County, TX | limit $832,750; median home n/a |
| Neighbor: Glasscock County, TX | limit $832,750; median home $245,200 |
| Neighbor: Irion County, TX | limit $832,750; median home $204,400 |
| Neighbor: Midland County, TX | limit $832,750; median home $312,700 |
| Neighbor: Sterling County, TX | limit $832,750; median home $147,000 |
| Neighbor: Tom Green County, TX | limit $832,750; median home $197,000 |
| Neighbor: Upton County, TX | limit $832,750; median home $109,000 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Reagan County's median home value is 40% below the state median of $283,800 (rank 120 of 250). Among its 7 neighboring counties, Midland County has the highest median home value ($312,700) and Upton County the lowest ($109,000); all share the same loan limit. Owners pay a median $1,579 a year in property tax, an effective rate of about 0.92% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Ravalli County, MT
- 2026 conforming loan limit: Rawlins County, KS
- 2026 conforming loan limit: Ray County, MO
- 2026 conforming loan limit: Real County, TX
- 2026 conforming loan limit: Red Lake County, MN
- 2026 conforming loan limit: Red River County, TX
- 2026 conforming loan limit: Red River Parish, LA
- 2026 conforming loan limit: Red Willow County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.