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2026 conforming loan limit: Randolph County, MO

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Randolph County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,033 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$159,300
Missouri median home value$230,300
Limit ÷ median home value5.23×
Median household income$53,033
Median home value ÷ income3.0×
Population24,365
Median property tax paid (owners)$1,235
Effective property tax rate (approx.)0.78%
Owner-occupied homes71.4%
Home value rank in Missouri72 of 115 counties
Neighbor: Audrain County, MOlimit $832,750; median home $143,100
Neighbor: Boone County, MOlimit $832,750; median home $272,800
Neighbor: Chariton County, MOlimit $832,750; median home $160,900
Neighbor: Howard County, MOlimit $832,750; median home $159,400
Neighbor: Macon County, MOlimit $832,750; median home $149,100
Neighbor: Monroe County, MOlimit $832,750; median home $149,300

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Randolph County's median home value is 31% below the state median of $230,300 (rank 72 of 115). Among its 6 neighboring counties, Boone County has the highest median home value ($272,800) and Audrain County the lowest ($143,100); all share the same loan limit. Owners pay a median $1,235 a year in property tax, an effective rate of about 0.78% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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