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2026 conforming loan limit: Randolph County, GA

Quick answer

Randolph County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 9.2 times the county's median home value of $90,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $28,380 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$90,200
Georgia median home value$303,300
Limit ÷ median home value9.23×
Median household income$28,380
Median home value ÷ income3.2×
Population6,196
Median property tax paid (owners)$964
Effective property tax rate (approx.)1.07%
Owner-occupied homes51.5%
Home value rank in Georgia146 of 159 counties
Neighbor: Calhoun County, GAlimit $832,750; median home $81,000
Neighbor: Clay County, GAlimit $832,750; median home $94,400
Neighbor: Quitman County, GAlimit $832,750; median home $104,600
Neighbor: Stewart County, GAlimit $832,750; median home $65,100
Neighbor: Terrell County, GAlimit $832,750; median home $118,400
Neighbor: Webster County, GAlimit $832,750; median home $82,600

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Randolph County's median home value is 70% below the state median of $303,300 (rank 146 of 159). Among its 6 neighboring counties, Terrell County has the highest median home value ($118,400) and Stewart County the lowest ($65,100); all share the same loan limit. Owners pay a median $964 a year in property tax, an effective rate of about 1.07% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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