Racine County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $251,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,096 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $251,400 |
| Wisconsin median home value | $266,500 |
| Limit ÷ median home value | 3.31× |
| Median household income | $78,096 |
| Median home value ÷ income | 3.2× |
| Population | 197,532 |
| Median property tax paid (owners) | $4,099 |
| Effective property tax rate (approx.) | 1.63% |
| Owner-occupied homes | 71.0% |
| Home value rank in Wisconsin | 22 of 72 counties |
| Neighbor: Allegan County, MI | limit $832,750; median home $267,100 |
| Neighbor: Ottawa County, MI | limit $832,750; median home $323,400 |
| Neighbor: Kenosha County, WI | limit $832,750; median home $265,500 |
| Neighbor: Milwaukee County, WI | limit $832,750; median home $230,700 |
| Neighbor: Walworth County, WI | limit $832,750; median home $302,700 |
| Neighbor: Waukesha County, WI | limit $832,750; median home $398,200 |
Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Racine County's median home value is 6% below the state median of $266,500 (rank 22 of 72). Among its 6 neighboring counties, Waukesha County has the highest median home value ($398,200) and Milwaukee County the lowest ($230,700); all share the same loan limit. Owners pay a median $4,099 a year in property tax, an effective rate of about 1.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Rains County, TX
- 2026 conforming loan limit: Raleigh County, WV
- 2026 conforming loan limit: Ralls County, MO
- 2026 conforming loan limit: Ramsey County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.