Pine County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $239,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,146 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $239,300 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 3.48× |
| Median household income | $71,146 |
| Median home value ÷ income | 3.4× |
| Population | 29,640 |
| Median property tax paid (owners) | $2,068 |
| Effective property tax rate (approx.) | 0.86% |
| Owner-occupied homes | 81.6% |
| Home value rank in Minnesota | 40 of 87 counties |
| Neighbor: Aitkin County, MN | limit $832,750; median home $255,800 |
| Neighbor: Carlton County, MN | limit $832,750; median home $245,100 |
| Neighbor: Chisago County, MN | limit $832,750; median home $351,900 |
| Neighbor: Isanti County, MN | limit $832,750; median home $306,200 |
| Neighbor: Kanabec County, MN | limit $832,750; median home $228,100 |
| Neighbor: Burnett County, WI | limit $832,750; median home $231,300 |
| Neighbor: Douglas County, WI | limit $832,750; median home $205,800 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pine County's median home value is 27% below the state median of $329,300 (rank 40 of 87). Among its 7 neighboring counties, Chisago County has the highest median home value ($351,900) and Douglas County the lowest ($205,800); all share the same loan limit. Owners pay a median $2,068 a year in property tax, an effective rate of about 0.86% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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