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2026 conforming loan limit: Pope County, MN

Quick answer

Pope County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $255,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,220 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$255,100
Minnesota median home value$329,300
Limit ÷ median home value3.26×
Median household income$76,220
Median home value ÷ income3.3×
Population11,418
Median property tax paid (owners)$1,967
Effective property tax rate (approx.)0.77%
Owner-occupied homes83.5%
Home value rank in Minnesota32 of 87 counties
Neighbor: Douglas County, MNlimit $832,750; median home $321,400
Neighbor: Grant County, MNlimit $832,750; median home $191,000
Neighbor: Kandiyohi County, MNlimit $832,750; median home $243,200
Neighbor: Stearns County, MNlimit $832,750; median home $273,400
Neighbor: Stevens County, MNlimit $832,750; median home $202,800
Neighbor: Swift County, MNlimit $832,750; median home $161,400

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pope County's median home value is 23% below the state median of $329,300 (rank 32 of 87). Among its 6 neighboring counties, Douglas County has the highest median home value ($321,400) and Swift County the lowest ($161,400); all share the same loan limit. Owners pay a median $1,967 a year in property tax, an effective rate of about 0.77% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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