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2026 conforming loan limit: Morton County, KS

Quick answer

Morton County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.7 times the county's median home value of $96,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,447 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$96,100
Kansas median home value$217,200
Limit ÷ median home value8.67×
Median household income$66,447
Median home value ÷ income1.4×
Population2,611
Median property tax paid (owners)$1,995
Effective property tax rate (approx.)2.08%
Owner-occupied homes85.4%
Home value rank in Kansas84 of 105 counties
Neighbor: Baca County, COlimit $832,750; median home $122,900
Neighbor: Stanton County, KSlimit $832,750; median home $67,800
Neighbor: Stevens County, KSlimit $832,750; median home $129,300
Neighbor: Cimarron County, OKlimit $832,750; median home $98,600
Neighbor: Texas County, OKlimit $832,750; median home $163,500

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Morton County's median home value is 56% below the state median of $217,200 (rank 84 of 105). Among its 5 neighboring counties, Texas County has the highest median home value ($163,500) and Stanton County the lowest ($67,800); all share the same loan limit. Owners pay a median $1,995 a year in property tax, an effective rate of about 2.08% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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