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2026 conforming loan limit: Mower County, MN

Quick answer

Mower County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,074 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$185,200
Minnesota median home value$329,300
Limit ÷ median home value4.50×
Median household income$73,074
Median home value ÷ income2.5×
Population40,343
Median property tax paid (owners)$1,907
Effective property tax rate (approx.)1.03%
Owner-occupied homes77.6%
Home value rank in Minnesota62 of 87 counties
Neighbor: Howard County, IAlimit $832,750; median home $147,800
Neighbor: Mitchell County, IAlimit $832,750; median home $175,100
Neighbor: Worth County, IAlimit $832,750; median home $145,800
Neighbor: Dodge County, MNlimit $832,750; median home $287,700
Neighbor: Fillmore County, MNlimit $832,750; median home $221,100
Neighbor: Freeborn County, MNlimit $832,750; median home $171,100
Neighbor: Olmsted County, MNlimit $832,750; median home $331,700
Neighbor: Steele County, MNlimit $832,750; median home $245,400

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mower County's median home value is 44% below the state median of $329,300 (rank 62 of 87). Among its 8 neighboring counties, Olmsted County has the highest median home value ($331,700) and Worth County the lowest ($145,800); all share the same loan limit. Owners pay a median $1,907 a year in property tax, an effective rate of about 1.03% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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