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2026 conforming loan limit: Murray County, OK

Quick answer

Murray County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,322 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$159,800
Oklahoma median home value$199,800
Limit ÷ median home value5.21×
Median household income$66,322
Median home value ÷ income2.4×
Population13,753
Median property tax paid (owners)$665
Effective property tax rate (approx.)0.42%
Owner-occupied homes72.1%
Home value rank in Oklahoma30 of 77 counties
Neighbor: Carter County, OKlimit $832,750; median home $168,500
Neighbor: Garvin County, OKlimit $832,750; median home $147,800
Neighbor: Johnston County, OKlimit $832,750; median home $116,500
Neighbor: Pontotoc County, OKlimit $832,750; median home $175,400

Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Murray County's median home value is 20% below the state median of $199,800 (rank 30 of 77). Among its 4 neighboring counties, Pontotoc County has the highest median home value ($175,400) and Johnston County the lowest ($116,500); all share the same loan limit. Owners pay a median $665 a year in property tax, an effective rate of about 0.42% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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