Motley County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 9.5 times the county's median home value of $88,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,154 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $88,000 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 9.46× |
| Median household income | $61,154 |
| Median home value ÷ income | 1.4× |
| Population | 1,183 |
| Median property tax paid (owners) | $904 |
| Effective property tax rate (approx.) | 1.03% |
| Owner-occupied homes | 76.5% |
| Home value rank in Texas | 229 of 250 counties |
| Neighbor: Briscoe County, TX | limit $832,750; median home $90,300 |
| Neighbor: Cottle County, TX | limit $832,750; median home $59,300 |
| Neighbor: Crosby County, TX | limit $832,750; median home $80,900 |
| Neighbor: Dickens County, TX | limit $832,750; median home $65,300 |
| Neighbor: Floyd County, TX | limit $832,750; median home $89,600 |
| Neighbor: Hall County, TX | limit $832,750; median home $86,100 |
| Neighbor: King County, TX | limit $832,750; median home $52,100 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Motley County's median home value is 69% below the state median of $283,800 (rank 229 of 250). Among its 7 neighboring counties, Briscoe County has the highest median home value ($90,300) and King County the lowest ($52,100); all share the same loan limit. Owners pay a median $904 a year in property tax, an effective rate of about 1.03% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Morrow County, OR
- 2026 conforming loan limit: Morton County, KS
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- 2026 conforming loan limit: Moultrie County, IL
- 2026 conforming loan limit: Mountrail County, ND
- 2026 conforming loan limit: Mower County, MN
- 2026 conforming loan limit: Muhlenberg County, KY
- 2026 conforming loan limit: Multnomah County, OR
Last updated 2026-10-16. Data only, not financial or tax advice.