Mountrail County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $232,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,717 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $232,700 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 3.58× |
| Median household income | $80,717 |
| Median home value ÷ income | 2.9× |
| Population | 9,507 |
| Median property tax paid (owners) | $1,209 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 61.5% |
| Home value rank in North Dakota | 11 of 53 counties |
| Neighbor: Burke County, ND | limit $832,750; median home $158,100 |
| Neighbor: Dunn County, ND | limit $832,750; median home $275,000 |
| Neighbor: Mckenzie County, ND | limit $832,750; median home $349,600 |
| Neighbor: Mclean County, ND | limit $832,750; median home $227,100 |
| Neighbor: Ward County, ND | limit $832,750; median home $267,100 |
| Neighbor: Williams County, ND | limit $832,750; median home $284,800 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mountrail County's median home value is 7% below the state median of $249,900 (rank 11 of 53). Among its 6 neighboring counties, Mckenzie County has the highest median home value ($349,600) and Burke County the lowest ($158,100); all share the same loan limit. Owners pay a median $1,209 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Morton County, ND
- 2026 conforming loan limit: Motley County, TX
- 2026 conforming loan limit: Moultrie County, IL
- 2026 conforming loan limit: Mower County, MN
- 2026 conforming loan limit: Muhlenberg County, KY
- 2026 conforming loan limit: Multnomah County, OR
- 2026 conforming loan limit: Murray County, GA
- 2026 conforming loan limit: Murray County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.