Moultrie County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 6.2 times the county's median home value of $134,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,784 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $134,000 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 6.21× |
| Median household income | $71,784 |
| Median home value ÷ income | 1.9× |
| Population | 14,424 |
| Median property tax paid (owners) | $2,414 |
| Effective property tax rate (approx.) | 1.80% |
| Owner-occupied homes | 76.0% |
| Home value rank in Illinois | 53 of 102 counties |
| Neighbor: Coles County, IL | limit $832,750; median home $127,400 |
| Neighbor: Douglas County, IL | limit $832,750; median home $150,400 |
| Neighbor: Macon County, IL | limit $832,750; median home $127,300 |
| Neighbor: Piatt County, IL | limit $832,750; median home $180,600 |
| Neighbor: Shelby County, IL | limit $832,750; median home $137,100 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Moultrie County's median home value is 49% below the state median of $263,300 (rank 53 of 102). Among its 5 neighboring counties, Piatt County has the highest median home value ($180,600) and Macon County the lowest ($127,300); all share the same loan limit. Owners pay a median $2,414 a year in property tax, an effective rate of about 1.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.