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2026 conforming loan limit: Morrison County, MN

Quick answer

Morrison County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $248,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,446 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$248,500
Minnesota median home value$329,300
Limit ÷ median home value3.35×
Median household income$69,446
Median home value ÷ income3.6×
Population34,249
Median property tax paid (owners)$2,190
Effective property tax rate (approx.)0.88%
Owner-occupied homes80.6%
Home value rank in Minnesota34 of 87 counties
Neighbor: Benton County, MNlimit $832,750; median home $271,000
Neighbor: Cass County, MNlimit $832,750; median home $288,300
Neighbor: Crow Wing County, MNlimit $832,750; median home $306,800
Neighbor: Mille Lacs County, MNlimit $832,750; median home $258,300
Neighbor: Stearns County, MNlimit $832,750; median home $273,400
Neighbor: Todd County, MNlimit $832,750; median home $207,700

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Morrison County's median home value is 25% below the state median of $329,300 (rank 34 of 87). Among its 6 neighboring counties, Crow Wing County has the highest median home value ($306,800) and Todd County the lowest ($207,700); all share the same loan limit. Owners pay a median $2,190 a year in property tax, an effective rate of about 0.88% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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