Morris County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $120,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,645 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $120,400 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 6.92× |
| Median household income | $58,645 |
| Median home value ÷ income | 2.1× |
| Population | 12,076 |
| Median property tax paid (owners) | $1,329 |
| Effective property tax rate (approx.) | 1.10% |
| Owner-occupied homes | 73.9% |
| Home value rank in Texas | 184 of 250 counties |
| Neighbor: Bowie County, TX | limit $832,750; median home $173,000 |
| Neighbor: Camp County, TX | limit $832,750; median home $173,100 |
| Neighbor: Cass County, TX | limit $832,750; median home $146,400 |
| Neighbor: Marion County, TX | limit $832,750; median home $101,500 |
| Neighbor: Red River County, TX | limit $832,750; median home $121,500 |
| Neighbor: Titus County, TX | limit $832,750; median home $174,000 |
| Neighbor: Upshur County, TX | limit $832,750; median home $167,800 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Morris County's median home value is 58% below the state median of $283,800 (rank 184 of 250). Among its 7 neighboring counties, Titus County has the highest median home value ($174,000) and Marion County the lowest ($101,500); all share the same loan limit. Owners pay a median $1,329 a year in property tax, an effective rate of about 1.10% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Morrill County, NE
- 2026 conforming loan limit: Morris County, KS
- 2026 conforming loan limit: Morris County, NJ
- 2026 conforming loan limit: Morrison County, MN
- 2026 conforming loan limit: Morrow County, OH
- 2026 conforming loan limit: Morrow County, OR
- 2026 conforming loan limit: Morton County, KS
- 2026 conforming loan limit: Morton County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.