Hutchinson County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $119,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,228 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $119,100 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 6.99× |
| Median household income | $67,228 |
| Median home value ÷ income | 1.8× |
| Population | 20,184 |
| Median property tax paid (owners) | $1,602 |
| Effective property tax rate (approx.) | 1.35% |
| Owner-occupied homes | 83.3% |
| Home value rank in Texas | 186 of 250 counties |
| Neighbor: Carson County, TX | limit $832,750; median home $143,000 |
| Neighbor: Hansford County, TX | limit $832,750; median home $124,800 |
| Neighbor: Moore County, TX | limit $832,750; median home $152,600 |
| Neighbor: Roberts County, TX | limit $832,750; median home $161,500 |
| Neighbor: Sherman County, TX | limit $832,750; median home $146,900 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hutchinson County's median home value is 58% below the state median of $283,800 (rank 186 of 250). Among its 5 neighboring counties, Roberts County has the highest median home value ($161,500) and Hansford County the lowest ($124,800); all share the same loan limit. Owners pay a median $1,602 a year in property tax, an effective rate of about 1.35% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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