Jackson County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $203,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,414 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $203,900 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 4.08× |
| Median household income | $65,414 |
| Median home value ÷ income | 3.1× |
| Population | 15,152 |
| Median property tax paid (owners) | $2,085 |
| Effective property tax rate (approx.) | 1.02% |
| Owner-occupied homes | 70.8% |
| Home value rank in Texas | 79 of 250 counties |
| Neighbor: Calhoun County, TX | limit $832,750; median home $171,200 |
| Neighbor: Colorado County, TX | limit $832,750; median home $209,800 |
| Neighbor: Lavaca County, TX | limit $832,750; median home $228,300 |
| Neighbor: Matagorda County, TX | limit $832,750; median home $172,900 |
| Neighbor: Victoria County, TX | limit $832,750; median home $209,900 |
| Neighbor: Wharton County, TX | limit $832,750; median home $189,900 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jackson County's median home value is 28% below the state median of $283,800 (rank 79 of 250). Among its 6 neighboring counties, Lavaca County has the highest median home value ($228,300) and Calhoun County the lowest ($171,200); all share the same loan limit. Owners pay a median $2,085 a year in property tax, an effective rate of about 1.02% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jackson County, OR
- 2026 conforming loan limit: Jackson County, SD
- 2026 conforming loan limit: Jackson County, TN
- 2026 conforming loan limit: Jackson County, WI
- 2026 conforming loan limit: Jackson County, WV
- 2026 conforming loan limit: Jackson Parish, LA
- 2026 conforming loan limit: James City County, VA
- 2026 conforming loan limit: Jasper County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.