🇺🇸 US

2026 conforming loan limit: Jackson County, WV

Quick answer

Jackson County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $157,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,845 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$157,200
West Virginia median home value$162,600
Limit ÷ median home value5.30×
Median household income$58,845
Median home value ÷ income2.7×
Population27,705
Median property tax paid (owners)$834
Effective property tax rate (approx.)0.53%
Owner-occupied homes78.6%
Home value rank in West Virginia19 of 55 counties
Neighbor: Meigs County, OHlimit $832,750; median home $119,300
Neighbor: Kanawha County, WVlimit $832,750; median home $147,300
Neighbor: Mason County, WVlimit $832,750; median home $120,300
Neighbor: Putnam County, WVlimit $832,750; median home $223,300
Neighbor: Roane County, WVlimit $832,750; median home $122,100
Neighbor: Wirt County, WVlimit $832,750; median home $115,800
Neighbor: Wood County, WVlimit $832,750; median home $158,500

Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Jackson County's median home value is 3% below the state median of $162,600 (rank 19 of 55). Among its 7 neighboring counties, Putnam County has the highest median home value ($223,300) and Wirt County the lowest ($115,800); all share the same loan limit. Owners pay a median $834 a year in property tax, an effective rate of about 0.53% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this